Section 184 Eligible Areas by State

(Note:  1st Tribal is not licensed in all states, see below for list)

approved state map-page-002

Entire State Approval

Alaska, Arizona, California, Colorado, Florida, Idaho, Indiana, Kansas, Maine, Massachusetts, Michigan, Minnesota, Montana, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Utah, Washington, Wisconsin

 

 

Partial State Approval

Alabama – Baldwin, Elmore, Escambia, Mobile, Monroe, Montgomery, Washington

Connecticut – Fairfield, Litchfield, New London

Illinois – Cook, Dupage, Kane, Lake

Iowa – Black Hawk, Linn, Marshall, Monona, Polk, Pottawattamie, Poweshiek, Tama, Woodbury

Louisiana – Allen, Avoyelles, Concordia, Evangeline, Grant, Iberia, Iberville, Jefferson Davis, La Salle, Rapides, Saint Mary, Washington

Missouri – Barry, Jasper, Lawrence, McDonald, Newton

Mississippi – Attala, Jackson, Jasper, Jones, Kemper, Leake, Neshoba, Newton, Scott, Winston

Nebraska – Boyd, Burt, Cuming, Dixon, Douglas, Hall, Holt, Knox, Lancaster, Madison, Platte, Richardson, Sarpy, Sheridan, Stanton, Thurston, Wayne

New York – Entire state but the counties of Bronx, Kings, New York, Queens, Richmond

Rhode Island – Washington County

Texas – El Paso, Hudspeth

Wyoming – Fremont, Hot Springs

 

1st Tribal is licensed in the following states:

Alabama, Alaska, Arizona, California, Colorado, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming

 

For further information to see if you qualify for a Section 184 loan, check out our post Do I Qualify for HUD Section 184 Loans and Do I Qualify for HUD Section 184 Loans 2


or call 866-235-4033

Loan Facts you should know:
  • You must be an enrolled member of a federally recognized tribe to qualify
  • Your home can be on or off the reservation (within approved areas)
  • Downpayments are as low as 1.25% – 2.25%
  • Gifts and tribal assistance are permitted
  • Regular 30 yr fixed interest rates available
  • No hidden terms or fees
  • Common sense approval process
  • Low Monthly Mortgage insurance
  • Only a 1.5% guarantee fee to the government
  • Doublewide and modular homes allowed
  • Cash out refinance to 85% loan to value
  • New construction and renovation allowed
  • In-house loan approvals and funding