Welcome to 1st Tribal Lending

Here at 1st Tribal Lending we are dedicated to providing you with Section 184 Home Loans. We’ve made it our mission to provide you with an easy and efficient experience. We have over 80 years combined experience and we’ve successfully closed thousands of HUD Section 184 Title loans around the nation. This has made us the go to experts on HUD Section 184 loans.

We Are Here to Help

Interested in a Section 184 Home Loan today? We can help! Click here to apply today for a Section 184 Title Home Loans from 1st Tribal Lending.

If you’d like to learn more, we’re here to help with all your Section 184 Title Home Loan needs. As experts we’ve assembled an information center meant to help facilitate your questions and concerns.

  • Visit our HUD Section 184 Home Loan FAQ Page for basic information and answers to commonly asked questions about everything you need to know concerning Section 184 Home Loan Guarantees.
  • For more detailed information check out our Section 184 Loan Resource Page.
  • Or, if you’d prefer, simply give us a call today at 866-235-4033.

Apply Now

or call 866-235-4033


Apply Now

or call 866-235-4033

Loan Facts you should know:
  • You must be an enrolled member of a federally recognized tribe to qualify
  • Your home can be on or off the reservation (within approved areas)
  • Downpayments are as low as 1.25% - 2.25%
  • Gifts and tribal assistance are permitted
  • Regular 30 yr fixed interest rates available
  • No hidden terms or fees
  • Common sense approval process
  • No Monthly Mortgage insurance
  • Only a 1% guarantee fee to the government
  • Doublewide and modular homes allowed
  • Cash out refinance to 85% loan to value
  • New construction and renovation allowed
  • In-house loan approvals and funding