Privacy Policy

“In accordance with Section 326 of the USA PATRIOT Act of 2001, Mid America Mortgage is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act.”

Mid America Mortgage, Inc. dba 1st Tribal Lending has always been committed to maintaining the accuracy, confidentiality, and security of your personal and corporate information. We have established Privacy Principles to govern our use of customer information.

Mid America Mortgage, Inc. dba 1st Tribal Lending does not sell, share or distribute Customer Information to any third party organization with the following exception: We may share your information with an affiliated third party mortgage lender if you reside in a state where we do not have a retail loan officer but is a state where we will be able to service your loan after closing. For more information, contact us using the opt out contact methods below.

Accountability

Mid America Mortgage, Inc. dba 1st Tribal Lending is responsible for maintaining and protecting customer information under its control.

Identifying Purposes

The purposes for which customer information is collected shall be identified before or at the time the information is collected.

Consent

The knowledge and consent of the customer are required for the collection, use or disclosure of customer information except where required or permitted by law.

Limiting Collection

The customer information collected must be limited to those details necessary for the purposes identified by Mid America Mortgage, Inc. dba 1st Tribal Lending Information must be collected by fair and lawful means.

Limiting Use, Disclosure and Retention

Customer information may only be used or disclosed for the purpose for which it was collected unless the customer has otherwise consented, or when it is required or permitted by law. Customer information may only be retained for the period of time required to fulfill the purpose for which it was collected.

Accuracy

Customer information must be maintained in as accurate, complete and up-to-date form as is necessary to fulfill the purposes for which it is to be used.

Safeguarding Customer Information

Customer information must be protected by security safeguards that are appropriate to the sensitivity level of the information.

Openness

Mid America Mortgage, Inc. dba 1st Tribal Lending is required to make information available to customers concerning the policies and practices that apply to the management of their information.

Customer Access

Upon request, a customer shall be informed of the existence, use and disclosure of their information, and shall be given access to it. Customers may verify the accuracy and completeness of their information, and may request that it be amended, if appropriate.

Handling Customer Complaints and Suggestions

Customers may direct any questions or inquiries with respect to the privacy principles outlined above or about our practices by contacting the designated person(s) accountable for privacy at Mid America Mortgage, Inc. dba 1st Tribal Lending.

Opt Out Option

If you would like to unsubscribe, please send email to webmaster@1tribal.com or mail us at 51 Washington Ave., Ste 201, Richmond, CA 94941 or call us at 866-235-4033.


or call 866-235-4033

Loan Facts you should know:
  • You must be an enrolled member of a federally recognized tribe to qualify
  • Your home can be on or off the reservation (within approved areas)
  • Downpayments are as low as 1.25% – 2.25%
  • Gifts and tribal assistance are permitted
  • Regular 30 yr fixed interest rates available
  • No hidden terms or fees
  • Common sense approval process
  • Low Monthly Mortgage insurance
  • Only a 1.5% guarantee fee to the government
  • Doublewide and modular homes allowed
  • Cash out refinance to 85% loan to value
  • New construction and renovation allowed
  • In-house loan approvals and funding