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Types of Section 184 Loans

With the goal in mind of helping build Native American home ownership, HUD designed the Section 184 program to have maximum flexibility. There are three major categories of loans. For information on each, please select from the options below:

Purchase a Home

The Section 184 loan can be used to purchase a home on your reservation or in participating fee simple areas off of your reservation.

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Refinance

Section 184 allows for three types of refinance: Streamline, Cashout and Standard Refinance. Read more about each type by clicking below.

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Constructions Loans

Section 184 construction loan is very flexible in that it allows you to remodel, renovate, or build a new home to meet the needs of your family.

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