We are a proud sponsor of the American Indian College Fund.  Every loan results in a donation for a Native American student to attend the college of their choice.  1st Tribal is sponsoring 15 scholarships this year.

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Welcome to 1st Tribal Lending

Here at 1st Tribal Lending we are dedicated to providing you with Section 184 Home Loans. We’ve made it our mission to provide you with an easy and efficient experience. Many of our employees were pioneers in the 184 business and have been doing these loans since the beginning of the program. We’ve successfully closed thousands of HUD Section 184 Title loans around the nation. This has made us the go to experts on HUD Section 184 loans.

We Are Here to Help

Interested in a Section 184 Home Loan today? We can help! Click here to pre-qualify today for a Section 184 Title Home Loans from 1st Tribal Lending.

If you’d like to learn more, we’re here to help with all your Section 184 Title Home Loan needs. As experts we’ve assembled an information center meant to help facilitate your questions and concerns.

or call 866-235-4033

or call 866-235-4033

Loan Facts you should know:
  • You must be an enrolled member of a federally recognized tribe to qualify
  • Your home can be on or off the reservation (within approved areas)
  • Downpayments are as low as 1.25% – 2.25%
  • Gifts and tribal assistance are permitted
  • Regular 30 yr fixed interest rates available
  • No hidden terms or fees
  • Common sense approval process
  • Low Monthly Mortgage insurance
  • Only a 1.5% guarantee fee to the government
  • Doublewide and modular homes allowed
  • Cash out refinance to 85% loan to value
  • New construction and renovation allowed
  • In-house loan approvals and funding