Buy a home with little or no money out of pocket

We know you may have a good job and a good credit history, but it is hard to save the money you need for a down payment on a home.  Every year homes get more expensive, and you fall further behind in your dream of homeownership.  Even though you are putting zero dollars down today; after five years you will have almost 10% equity in your home plus any appreciation that may have occurred.  You are on your way to building retirement security and generational wealth. 

Our Tribally sponsored* grant is available nationwide to any qualifying tribal member utilizing the Section 184 or FHA home loan to purchase a primary residence.  The grant is secured by a 2^nd mortgage at closing that has no payments or interest charges, and is fully forgivable after five years.

The grant is equal to 3% of the purchase price with 2.25% going towards your required downpayment and .75% towards your closing costs.  In many cases, a seller credit can be negotiated which would cover the balance of your closing costs resulting in only your appraisal fee being paid out of your pocket.