5 Tips on Avoiding Foreclosure
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5 Tips on Avoiding Foreclosure

One of the most dreaded words that can come to the mind of a home owner: foreclosure. It’s a hard thing for us to talk about, because no one ever wants to lose their home and no one wants to have to take your house. Are you receiving notices from your lender asking you to...

Do I Qualify for HUD Section 184 Loans 2
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Do I Qualify for HUD Section 184 Loans 2

Hello readers and welcome to the “Do I Qualify for HUD Section 184 Loans 2” that is an extension of our earlier article Do I Qualify for HUD Section 184 Loans part 1! We here at 1st Tribal Lending are dedicated and here to help you figure out the sometimes difficult and frustrating process of...

10+ Quick Tips about the HUD 184 Loan
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10+ Quick Tips about the HUD 184 Loan

Established in 1992, the Section 184 loan provided by HUD, the Department of Housing and Urban Development, has helped thousands of Native Americans get home loans both on and off reservations. For those who are looking for some quick tips about the HUD 184 loan, what is required for both home and borrower eligibility, and...

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HUD Awarding Millions Across the US

Announced in late January, the U.S. Housing and Urban Development (HUD) announced that they would be awarding approximately $21,174,500 in grants to support the 184 program and local homeless housing and service programs in North Carolina. With their Continuum of Care grants, HUD will ensure that these local homeless and housing programs will provide needed...

How Tribes Help Members Become Home Owners
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How Tribes Help Members Become Home Owners

Buying or building a home can be a frustrating and difficult time, especially on Tribal trust lands. Although becoming a homeowner rests on the family or the person planning on buying a home, there are ways that the tribe can also help tribal members become home owners. Listed below are some ways that tribes can...

Tribally Designated Housing Entity
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Tribally Designated Housing Entity

  With the introduction of the Bureau of Indian Affairs (BIA) and ONAP (Office of Native American Programs), tribes were now able, since they are sovereign nations, to be direct recipients of federal funding from the United States Department of Housing and Urban Development. These tribes decided to designate an entity to administer its housing...

The Tribes Responsibility: Native American Home Loans
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The Tribes Responsibility: Native American Home Loans

Before HUD Section 184, Native American families and tribes faced an uphill battle when seeking to borrow the necessary funding to purchase or improve their homes due to the inability to mortgage many pieces of tribal land. The Department of Housing and Urban Development created a loan, HUD 184, which can help Native Americans, obtain...

How to Manage Finances after a Tribal Home Loan
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How to Manage Finances after a Tribal Home Loan

Your tribe or family has received a HUD 184 that will help you build, buy, or renovate a home. Relax for a moment. Bask in your success. Soon you will be living in a home that will make life better. Wait a second. The home is not truly yours until you can repay the money...

HUD 184 and the Application Process
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HUD 184 and the Application Process

Tribal loans grant Native American tribes the power to improve the living conditions of their lands. They can build, buy, and renovate homes on and off the reservation. The ability to acquire the loans necessary to improve the native lives is a recent advancement. The  lands held in trust by the United States government and...

Top Five Uses for HUD Section 184 Loans
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Top Five Uses for HUD Section 184 Loans

There are many reasons as to why a family would want to receive a home loan including buying a new or existing home, refinancing, building, or renovating. But, when owning a home on Tribal lands, being able to do what you want with the money that you receive can be tricky. This is because Section...

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